Credit Card is a plastic money that can be used to make payments. It is an instrument that allows the user to make credit- based purchases. The card issuing bank/ company pays on behalf of the customers temporarily. And the customer can pay back the amount later within the credit period. It is considered the best mode of payment for making purchases that involve huge amount. The amount is directly credited to the seller’s account and the cards holder can make an easy purchase. He doesn’t have to worry about cash and can purchase good and services anywhere and anytime. Moreover, it is easy to handle and carry the card in comparison to the cash. Apart from this, there are various benefits of using a credit card. The customer gets several privileges and additional services. Yes, it’s true. Axis Bank Credit Card make payments simple and provide a host of benefits. The bank has designed multiple types to suit the usage and spending pattern of every individual. The different categories of cc provided by the bank are: Types of Axis Bank Credit Cards: The Bank offers a wide variety of cards under the category of: Premium Cards- The customer gets the travel benefits on the usage of premium cards. They can earn good reward points and win travel vouchers. The holder can even avail the discounts on dining and movie tickets. The cards offered under this category are:
MY Cards- The customers have the option to design their own CC with the image of their choice. The customer has the opportunity to win the flight tickets and holiday vouchers worth ₹ 10,000. The MY Cards collection comprises of:
New Launches- These cards are designed to complement the user’s lifestyle. The applicant gets the free air tickets on joining and can reap many other advantages on the card purchase. The collection of cards include:
Co Branded Cards- Get a card at zero percent joining fee and earn unlimited miles. The miles earned can be redeemed for exciting rewards. The card provided under Co-Branded Card category is:
Other Cards- This category lets the user avail multiple benefits. Each card in the collection offers exciting rewards. The user can avail the benefits such as fuel surcharge waiver and luxury lifestyle vouchers. The names are mentioned below:
How to Apply- It is convenient and easy to get the CC. The customer can apply for Axis Bank Credit Card apply online and get it delivered at the residence. Special Features- What demarcates the product from other banks are its unique features. The salient features are:
Benefits- The Axis Bank Cards offers the following benefits:
With so many benefits and customized services offered by the bank to turn the customer’s experience into a delightful one, it becomes easy to select the one that can win you the best.
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The credit cards are small rectangular cards that are made out of plastic. The credit card is one of the important inclusion that is important in the digitalised world. It is the card that is used to make payment anywhere and everywhere. You can purchase all the items which are sale in this world with the small card. It is a type of loan that you take from the credit card company for a brief period of time. You make the credit card bill payment to repay the company. It is one of the important things that is necessary for you to remember. The bill contains all the details about the uses and payments made through it. The credit cards is one of the powerful tools when it comes to the making payments. It is always handy when you are short of cash and during emergencies. The interest rate is high on the late bill payment while if you purchase the items through credit card and submit the bill on time then no charges are levied on it. So, if you are the responsible buyer then it is one of the best modes of payments. The credit cards can be used to make payments online as well as offline. To continue the benefits of the card and get the best out of it, making the bill payment is the necessary step. What are included in the Bill? You should have the knowledge about what is included in the bill of the credit card: Credit card number : The number of your credit card that is engraved in your card. Summary of the account : All the purchases made by the card, a summary of it is mentioned with the address of the store or place of purchase, and amount of purchase made. Payment due: The amount of payment due for the month. Minimum amount due: Minimum amount payable in order to avoid the blockage or discontinuation of service. Available credit limit: The credit limit available to the card holder. Applicable interest rate: The interest rate that will be applicable in the case of late payment or minimal amount due for payment. Payment due date: The due date up to which you can pay the bill. How to make bill payments? The bill can be paid through both online as well as offline method. For the offline method, you can visit the branch of the credit card company and make the payment through cash or cheque. For the online mode of payment, there are several options like through net banking, debit card, other portals, directly through the credit card portal, mobile applications etc. In the digitalised world there are many options available to us through which we can make the payments at any point in time and from everywhere. You can save your time and energy by paying the bill online. The time to reach the branch can be saved. Also, the money that is required to physically travel to the branch is saved. You can sit in the comfort of your home and make payment. Also, the mobiles have been such powerful tool that if you suddenly have to pay your bill you can do it practically anywhere and everywhere because of it. ICICI bill payment of credit card- Through net banking- you have to follow 4 simple steps:
Thus, the online payment is the best way to do pay the credit card bills. Since now you have all the information about the credit card bill payment you will be able to pay it easily and quickly. As a cardholder, you should be responsible and smart about the uses of the credit card. It is important to handle it with care and pay the bills regularly to avoid any interest rate that can be levied in the case of late payments. So we can extract the best benefits if we are responsible enough to handle the card and make smart and careful purchases through it. Do you want to get rid of the stacks of cash from your wallet? Are you worried about the theft of the money? Do you want the mode of your payment to be safe and secure? The answer to all your problem is to get a credit card for yourself. The credit cards are one of the popular financial product that is equally necessary in the modern world. With the change in our buying habits the products the mode of payments is also evolving. The use of plastic money is gaining the popularity and the orthodox method of using the cash for payment purpose is an obsolete method.
The credit card is found in the rectangular shape made out of plastic material. It can be used to pay anything and anywhere. there are different types of credit cards that are offered by the credit card company and you can avail any card based on the reason for which you want the credit card. Benefits of credit card:
The valid and legal documents are required by the credit card company at the time of application. The documents asked by them is mentioned below:
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