Are you in need of the personal loan for fulfillment of your varied needs? Go for Bajaj Finance Personal Loan which is designed to meet your current financial needs. It is a type of unsecured loan where you don't require any security/collateral against obtaining the loan. The loans are disbursed according to your flexibility and need.
Bajaj Finance Personal loans are granted to individuals as an instant cash to be used for multiple needs like traveling, wedding, medical emergency, home renovation, or anything else.
It becomes essential to know your personal loan Eligibility criteria first before going for an easy Personal Loan. Know your monthly installment by using the Personal Loan EMI Calculator and apply for a personal loan in order to finance your needs. You need to maintain a good credit score and a clear credit history before going to avail personal loan.
Bajaj Finance Personal Loan Interest Rate
The personal loan offered by Bajaj Finance is dependent upon your credit history, salary, and your borrowed amount. The lowest personal loan interest rate starts from 12.99% p.a. for loans upto ₹ 25 lakhs.The additional fees are also levied on your personal loan which are processing fees, EMI bounce charges, penal interest and security fee (only for online).
Eligibility for Bajaj Finance Personal Loan
You need to fulfill the following requirements to become eligible for availing Personal Loan:
To know your eligibility online, enter the following details as required :
1. Your Date of Birth
2. Your Current City of Residence
3. Your Company/Employer Name
4. Your Net Salary
5. Your Combined Monthly Loan EMIs
6. Your Combined Outstanding amount on Credit Card
7. You need to mention whether you are availing Home Loan or not
After filling the above details, you proceed further to check whether you are eligible or not.
Bajaj Finance Personal Loan Apply Online -
How to Check Your Bajaj Finance Personal Loan Approval Status ?
After submitting your personal loan application, you can check the status online by using the given reference number. In this manner, you can know about the approval or rejection of your application process within few days of your personal loan application submission.
Once your personal loan application is submitted, you can have the status checked online by using the given the reference number. Within few days of submitting your personal loan application, you can know the approval or rejection of your application.
Steps to Check your Bajaj Finance Personal Loan Status-
There are two ways of checking your Bajaj Finance Personal Loan Status :
Step I- 1. Go to the Personal Loan Section by visiting Bajaj Finserv website and click on “Apply Online”. Once you are directed to the page, then click “ Track Application” given above the top of the webpage.
2. Enter your mobile number and reference number.
3. Click the 'Go' button for viewing your application status.
1. Click the Bajaj Finserv link : http://mysite.bajajfinservlending.in/Contact-Us/FileStatus.aspx
2. Enter your case id/loan id/file id.
3. Click the 'Submit' button.
Documents Required for Bajaj Finance Personal Loan-
1. KYC Documents:
2. Salary slips of the last 2 months
3. Salary account bank statement of the last 3 months
4. Employee ID card to furnish as employment proof
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