Want to travel the exotic locations with your better half? Feeling the need of instant cash? A latest iPhone you want to bring at home? If that is the case and you can't do it on your own, a personal loan is something you should opt for. Actually, it is a type of lending offered by the financial institutions like banks and non-banking finance companies (NBFCs) to let you fulfill your wishes, which can be travelling to buying the latest television.
Since there are so many lenders in the market, the best practice would be to choose a one that has served a large number of customers for an extended period of time. Keeping this in mind, it is SBI that would stay at the top of your search, right. The bank's personal loan offers are up for grabs by salaried, self-employed, defence personnel, pensioners and others. You can get a maximum time of 5 years to pay off the loan. The interest rate on SBI Personal Loan ranges from 12.45%-14.90% p.a. The maximum amount of loan you can expect is ₹ 15 lakhs. Before filling the SBI Personal Loan Application Form, you would want to know further more details like the schemes it has to offer and others. So, let's start and find out all those information before you apply for the loan. SBI Personal Loan Offers-
SBI Xpress Credit Loan- You can avail this Personal loan from SBI to fulfill all your personal purposes such as travelling, marriage, education, instant cash needs, and much more. Let's have a quick look at the eligibility that the bank seeks in an individual before approving the loan. Eligibility-
SBI Pension Loan/Jai Jawan Pension Loan- Pensioners from government departments and defence personnel who are drawing a pension can be a part of this loan. Want to check out the eligibility norms you have to comply with? Look at the below mentioned points.
SBI Personal Loan Application Form- Now I guess, you are ready to apply. You have two options-Go online or stay in line. Yes, you heard it right! Applying at the website of the bank is more convenient of the two. You just need to visit the website and click Apply Now Online' link. Subsequently, you need to fill all the personal and professional details. As soon as you do the same, the appropriate loan offers will come at you. You just need to pick an offer with a maximum amount of loan at an affordable rate of interest. A reference number will be generated towards the loan. Now if you are not comfortable applying online, there is an offline option available as well. Visit the nearest branch and ask for SBI Personal Loan Application Form, wherein the details have to be filled along with the necessary KYC documents supporting proofs for identity, address, income, signature verification. SBI Personal Loan Application Status- Post the application, it is obvious that you would be keen to know the status of the same. You can check the application status online. The status will show either approved, pending, reasons for pending as well as the estimated date of loan disbursal. This was all about SBI personal loan in general. Apply for it and fulfill the dreams you have been living for years. Hope the information pointed out in the article will help you pick the right personal loan offer from SBI. Article Source: http://articles.org/sbi-personal-loan-application-a-gateway-to-fulfill-your-wish/
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